Healthcoverall.
Free.
Fast.
Complete.
Every Australian receives medical, dental, and pharmaceutical care without payment at the point of service. Healthcoverall has replaced Medicare and the private health insurance industry. Hospital wait times have fallen from 18 months to 4 months. Emergency-room wait times have fallen from 10 days to 3 days for non-life-threatening procedures.
How the program is funded
Healthcoverall costs $230 billion a year from 2026, indexed at 3% per annum. The program absorbs the previous federal health spend ($178 billion), the previous state health spend ($48 billion), and the patient out-of-pocket layer ($35.6 billion). It eliminates $28 billion of private health insurance premiums and $5–6 billion of private rebates.
The capacity surge
The Sovereign Wealth Fund seeds the transition with a $150 billion surge in 2025 that funds the immediate capacity expansion: six casino properties acquired under section 51(xxxi) of the Constitution and converted into day-surgery hubs, plus 40 large retail centres in suburban and metropolitan catchments converted to outpatient facilities. The casino targets are Crown Melbourne, Crown Sydney (Barangaroo), Crown Perth, The Star Sydney, The Star Brisbane, and The Star Gold Coast. Together they add approximately 6,500 day-surgery beds within twelve months of acquisition.
Annual outlays at full operation
| Item | Annual cost ($B) |
|---|---|
| Hospital services (112,000 beds: 69,000 public, 37,000 private, 6,000 new) | 135 |
| Primary care (182 million GP visits/year) | 34 |
| Dental care (53.6 million visits/year) | 14 |
| Diagnostics and imaging | 6 |
| Pharmaceutical Benefits Scheme — modernised with AI prescribing | 11 |
| Annual base | 230 |
PBS, modernised
The Pharmaceutical Benefits Scheme is folded into Healthcoverall and modernised. AI-assisted prescribing reduces medication errors and shortens the consultation-to-script pathway. PBS coverage is preserved and extended.
Workforce supply is a binding constraint and the training pipeline is funded ahead of facility commissioning.